Discount Travel
Can You Spare a Weekend?
If you have a weekend that you can spare on a moment notice, you can find some great last-minute deals to places over the world.
Most of these deals are 2-3 weeks away. And you can find some big discounts to beaches - fun cities - international - and more.
See What's Available
(links open new window)download FREE 
our travel trip planner
Need a Place to Stay?
Start with our new and improved hotel search engine to find best rate hotels and other lodging.
It's simple to use. Insert your dates, how many people are lodging, type of amenities desired, and let our engine find you the best place and the best price.
Give It a Try
(links open new window)download FREE
our travel trip planner
Up Up and Away
But how much is it going to cost?
You can find out by connecting to the world's largest data center for comparing air fares from all airlines to all places.
Compare our air fare prices with other search databases. You will be coming back!
Book Your Flight Plans
(links open new window)download FREE
our travel trip planner
For Just the Two of You ...
... or perhaps the whole family.
No matter how many, you can find every type of cruise going to every type of place.
Places like the Bahamas - Caribbean - Pacific Islands - European Rivers - Alaska - Mediterrian - and more.
What You Can Find
(links open new window)
download FREE
our travel trip planner
What Kind of Transportation
Luxury car - 4 door sedan - economy car - minivan - truck - SUV
No matter what type, you will find every car rental out there and every car deal available for great overall deals.
Begin Here
(links open new window)
download FREE
lowering your bills
note pad
Okay! Now What?
That is when you turn to our travel guides to find out what you would like to do and what events you would like to attend.
Find tourism sites - outdoor recreation - national parks - lakes and beaches - amusement centers - fishing and boating - ghost towns - tickets and events - historical sites - and more.
Our Travel Guides
(links open new window)| 1: | california travel guide places to see and do in California |
| 2: | new york travel guide places to see and do in New York |
| 3: | florida travel guide places to see and do in Florida |
| 4: | england travel guide places to see and do in Great Britian |
| 5: | virginia travel guide places to see and do in Virginia |
| 6: | more travel guides places to see and do in all 50 states and other places of the world |
Bargain Shopping
Wired Home
Many new home constructions are wired for home automation and home theater entertainment.
Now new product developments allow many existing homes to automate their homes with wireless technology.
Shopping Tips
(links open new window)- research home theater systems
- find HDTV video units and movies
- find audio speakers and music
- computers and software
- game systems and video games
- plus much more:
security - wiring - telecom
download FREE
our sheet for shopping wired home
Toys - Sports - And Fun
For all ages and all kids.
Jump over to our nBuy "Funhouse" for shopping discounts on all kinds of games and toys.
Shopping Tips
(links open new window)- shop just toys for little and big kids
- find those classic toys you remember
- buy or rent electronic games
- stock a game room for everyone to enjoy
- get what you need for the backyard
- make a quick click for bikes - trikes -scooters
- plus much more:
sports - funhouses
download FREE
our sheet for shopping our funhouse
Party Planning
When was the last time you planned a great party? A party with game play, decorations, great food and good lasting friends.
It doesn't take much. And now it become even easier with this handy party center.
Party Tips
(links open new window)- costumes and other decor for every occassion
- birthday ideas for kids and adults
- an evening of dectective work to solve a mystery
- online food and beverage orders
- party decor to bring out your best
- plus much more:
party themes - party kits - invitations
download FREE
our sheet for shopping your next party
Shopping Health
Having good health . . . it's a blessing we all hope for.
That is why you use our health and environment center to find what you need to keep yourself healthy and going.
Shopping Tips
(links open new window)- review our good health tips and supplements
- develop an exercise and fitness plan
- analyze the weight loss program that is best for you
- shop pharmacies and coupon discounts
- review the self-help guides for a better you
- plus much more:
medical guides - organic living - vitamins
download FREE
our sheet for shopping good health
What's In Your Garage?
Is it new or is it used? Does it operate that way it should? Are you proud to drive it around town?
Maybe it's time to exchange your vehicle for something else. Or perhaps you want to do some maintenance to keep you car running strong.
Shopping Tips
(links open new window)- search new and used cars-truck via a dealer network
- search eBay or classified ads for your car or other
- check reviews and consumer reports before you shop
- learn how to care for your car and reduce costs
- see what's new in auto electronics
- plus much more:
financing - leasing insurance
download FREE
our sheet for shopping autos and auto care
Improvements for Your Home ...!
... to make it more beautiful and to increase its value.
Shop our home improvement stores and garden centers for all of your home and garden needs.
Home Stores
(links open new window)- kitchen home improvement
- changing your bed and bath
- shop discount appliances
- find new and comfortable furniture
- some interesting home decor
- shop our garden center
- help with windows, plumbing, lighting and other home projects
- shop eBay stores for every room in your home
download FREE
our sheet to shop home improvement
Lower Costs
Housing Costs
Your monthly housing costs should be about
32-35% of your gross monthly income.
Housing costs include mortgage or rent, escrow payments, utilities, and housing maintenance and repair.
Cost Tips
(links open new window)- reduce mortgage or rent payments
- reduce taxes and insurance
- pay off your mortgage early
- reduce utility costs
- reduce telephone and internet
- keep home repairs at a minimum
download FREE
lowering your bills
note pad
Family Living
Your monthly family living costs should be about
27-35% of your gross monthly income.
Your family living costs include food and snacks, clothing, household items, personal items and other family living.
Cost Tips
(links open new window)- cutting grocery and food costs
- getting discounts on paper products
- driving down clothing costs
- keeping the lid on baby costs
- eliminating vices
download FREE
lowering your bills
note pad
Transportation
Your monthly transportation costs should be about
9-12% of your gross monthly income.
Your transportation costs include auto payments, auto insurance, fuel, driving habits and maintenance.
Cost Tips
(links open new window)- lower auto payments
- take a bite out of insurance
- reduce fuel costs
- keep your auto serviced
- consider warranty coverage
- take public transportation
- other modes of "getting around"
download FREE
lowering your bills
note pad
Family Recreation
Your monthly housing costs should be about
4-6% of your gross monthly income.
Your family recreation costs include dining, vacation, family outings, and other family entertainment costs.
Cost Tips
(links open new window)- cut recreation costs
- dining smart
- throw a house party
- have your own movie house
- reduce your vacation costs
- hit those FREE places
- take care of the vices
download FREE
lowering your bills
note pad
Debt Management
Your monthly debt obligations (excluding housing) should be about 18-28% of your gross monthly income.
Your debt obligations include credit card debt, personal loan debt, student loan debt, and debt management.
Cost Tips
(links open new window)- managing credit cards
- reducing student loan payments
- consolidating personal loans
- managing your mortgage loan
- maintaining good credit
- how much charity
download FREE
lowering your bills
note pad
Start a Budget
Your total monthly costs to sustain your living should be around 90-98% of your gross monthly income. Anything over that is "living beyond your means".
Your goal is to budget and reduce monthly living costs to 90% or lower, leaving you 10% or more each month for savings and emergency.
download FREE
our PDF-format budget planning sheet
download FREE
our PC-based budget planning wkst
Increase Income
Who wouldn't want more income. Taking home more each month can help pay the rising costs of living, payoff your debts, and increase savings.
So how do you increase income? We have identified five areas of income raising strategies.
Five Income Tips
(links open new window)| 1: | strengthen your career link to our career planning center for career tips |
| 2: | go back to school link to our distant learning center for education tips |
| 3: | buy an established business link to our business brokerage center for business buying guide |
| 4: | start a home business link to our home business center for ideas |
| 5: | make smart investments discuss investment opportunities with an licensed investment advisor |
FREE Tools
Get Your Career Going
Complete career planning and job search center.
(links open new window)
- make career assessments
- find jobs
- help with resume prep
- get interview tips
- find career counseling
- and more
view our career and job search center
download FREE
the job search sheet
How to Start
- step1:
view some home improvement ideas. - step2:
design your home improvement spec plan and budget - step3:
find a pre-screened contractor for an overview estimate - step4:
arrange smart financing, if needed - step5:
manage the project and inspect it
view the home remodeling center for our weekly tip
Great Tools
download FREE
our home remodeling-home improvement map
download FREE
our home improvement contractor selection guide
For Home Buying - Building
- view our home buying - building steps
- view our directory of home listings
- get tips on affording your new home
- understand how best to finance your purchase
download FREE
our home buying map for quick reference
download FREE
home construction map
For Home Selling
- view our home selling steps
- decide your method of selling: agent vs. FSBO
- get your home listed
- view how best to prepare and present your home
- learn how to negotiate the sale
download FREE
our home selling map for quick reference
Managing Debts
The ease of credit cards and other consumer loans can entangle us in an never ending debt cycle.
download FREE
credit-debt map
- guide for reducing credit card and loan debt
- plan to payoff your mortgage loan FAST
- steps to build and maintain good credit
- aids for improving your credit position
Keep the map for quick reference
Almost everyone has to make a move sometime in their life -
We got the tools to make it an easy and successful move
Moving Locally or Long Distance
(links open new window)download FREE
our moving checklist
download FREE
our budget sheet
Moving to College
download FREE
college moving checklist
Need to Borrow $$$First understand the concepts of financing:
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Type Financing:
Use these modules to help select the best financing option:
(links open new window)
- home purchase
- home refinancing
- home equity
- debt reduction
- college financing
- auto lending
- credit card selection
- fast cash loans
get more information
from our money module
do it later
bookmark web site to visit later when needed
Times Are Tough!
Where can you turn to if you need some extra cash?