Mortgage Finance Notes
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Define
Your Family Objectives
Think how you would answer these questions.
It will
help decide the rooms and layout in the next exercise:
- what room is most important to you and your
family?
- do you have children? what are their ages? will
your children's needs change as they grow older?
- will your home be a focal point for neighborhood
children or teen-age parties?
- do you entertain regularly? what kind of entertainment,
formal or informal?
- do you provide care or soon-to-provide care
for an elderly parent or other in your home?
- do you frequently entertain guests overnight?
do you require a guest bathroom?
- do you need a home office or work area that
is separate from the rest of the house? what kind
of equipment will you need? what kind of work
do you do?
- do you need a room for sewing, crafts, exercise,
etc.? what are your hobbies?
- do you need a separate, formal living room?
- do you need any extra or special storage capacity?
- do you need an attached garage?
- how many cars do you have?
- do you have any recreational vehicles?
- do you need storage capacity in your garage?
- do you need a basement? what kind, cellar type
of day walk-out?
- are you a private person? do you require a place
to escape?

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Let's Decide Rooms
Now take the answers to the question above and select
the rooms that meet your needs and objectives.
Download our construction specification plan to list
your rooms:
click
here
There are a number of different house plans that you can view to help define your rooms and location: view house plans for ideas. For this discussion, we will use our house plan diagram from our Home Building Gallery.

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Room
Adjacencies
Example, the dining room should be adjacent to the
kitchen; the master bedroom should be adjacent to
the master bathroom; the foyer should be adjacent
to the living room, etc.
These adjacencies generally define your house plan.
Review them carefully. Depending on your lifestyle,
you may want to move a room to the other side of the
house.
these include adjacent rooms that are critical
to the success of your design such as kitchen
and dining room
these adjacencies improve the quality design of
your home but are not necessarily critical. Examples
may include a mud room and bathroom.
these are rooms that should not be adjacent to
each other to ensure the quality design of your
home. Examples may include master bedroom to secondary
bedrooms.
use our construction
specification sheet to list adjacencies
Illustration: let's use the main floor plan for our diagram:
click
to view adjacency diagram
- Start with primary adjacencies (in red),
- then define non-adjacent rooms (in green),
- connect everything with secondary adjacencies
(in blue)
- now put it all together and view a sample plan
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Square
Footage Dimensions
-
calculate the size dimension for each room.
use our construction
specification sheet to list dimensions
list the rooms in your house on the dimension sheet
(page 3). We've provided three sample sizes. You may
choose either A-B-C, or enter your own custom dimension.
calculate the square footage for each room by multiplying
the width by the length: use
our Home Footage Calculator
- subtotal the square footage.
- for finished rooms, you will need to add 20%
to the subtotal amount for wiring, plumbing, wall
setup, etc.
- your total square footage shows the total interior
size dimension for your house
- continue calculating dimensions for garage,
basement (finished or unfinished, and other
- list the dimensions on the construction
specification sheet
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Design
Requirements
— type windows
— type doors
— type flooring
— whether a specified room will have a fireplace
(what kind)
— whether a specified room will have built-in
shelving
— whether the kitchen will have an island
— type appliances, etc.
these requirements and amenities are listed in your
Construction Specification Plan
- use the spec plan to custom design or revise an
existing house plan
- use the spec plan to bid the construction project
to contractors
- use the spec plan to obtain approval and financing
for the construction project
Go to Step 3:
Assembling The Construction
Specification Plan
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